How would my insurance claim work?

My parked car underneath my metal carport collapsed onto my car due to a natural disaster(snow). I have car insurance and homeowners insurance with the same company. I'm a first time home buyer so this will be my very first claim.

Would homeowners cover it all?
What if I don't want a new carport?

The car was a 2005 Honda Civic Sedan LX with 150k miles in good condition.

Read more: https://hondanews.net/civic/how-would-my-insurance-claim-work.html

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