My car was totalled, now what? Am I gonna get screwed over by insurance companies?

I was in a car accident yesterday. The State Trooper said it was the other drivers fault and 4 witnesses made statements verifying that. My car is fully paid for. The other driver and I are both fully insured. My car is totalled. I was transported to hospital by ambulance but I have no injuries, just very sore. What can I expect through the insurance companies? My blue book value on my 2015 Honda Civic coupe is 11K to 15k. I missed one day of work and school. I also had medically authorized window tintiing(meaning darker than NC law says you can have) on my car that cost 1k. How screwed am I as far as not getting much money to buy another car?

Read more: My car was totalled, now what? Am I gonna get screwed over by insurance companies?

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